Bonus-Malus Systems in Automobile Insurance

Table of Contents

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   Book Overview
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   Chapter 1 Introduction — Definition of a Bonus-Malus System
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   Chapter 2 A Typical Bonus-Malus Evolution: The Belgian Case
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   Chapter 3 Models for the Claim Number Distribution
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   Chapter 4 Tool 1: The Relative Stationary Average Level
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   Chapter 5 Tool 2: The Coefficient of Variation of the Insured’s Premiums
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   Chapter 6 Tool 3: The Elasticity of a Bonus-Malus System
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   Chapter 7 Tool 4: The Average Optimal Retention
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   Chapter 8 An Index of Toughness
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    Chapter 9 Comments for Specific Countries. Rate of Convergence
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    Chapter 10 Construction of an Optimal System. Expected Value Principle
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    Chapter 11 Other Loss Functions. Other Premium Calculation Principles
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    Chapter 12 Penalization of Overcharges
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    Chapter 13 Allowance for the Severity of Claims
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    Chapter 14 The Effect of Expense Loadings
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    Chapter 15 A High-Deductible System
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    Chapter 16 Empirical Determination of the Deductible